Patriot Bankcard has a new banking partner that provides merchant accounts in USA for virtually all business types, including forex brokerages, gambling, adult entertainment, and payday loan brokerages. Afraid of losing your processing? With us, you won't have to worry anymore. Learn about payouts and how you can apply.Your merchant account problems, solved! We supply merchant account solutions for all industries.
You run an e-commerce or mail order/telephone order business. You need to process credit cards. You need a merchant account for your company with inexpensive cheap rates for your business located in California, a secure payment gateway, and a payment processor you can trust. Most importantly, you need to get paid. And you can’t afford to spend a lot of time or money figuring it all out.
Patriot Bankcard Merchant Services California
Our all-inclusive network of merchant acquiring banks knows the real needs of merchants like you – even if you need a high risk merchant account. We provision one of the world’s number one payment gateway solutions for safe, secure, and PCI compliant processing. And our friendly, knowledgeable account specialists will work with you to find the optimal payment processing solution for your business.
About Us We Offer Secure, Reliable and Fast High Risk Processing.
With our services, your merchant account troubles are solved.
For entrepreneurs like yourself that run an e-commerce or mail order/telephone order business, you need credit card payments processed quickly, securely and reliably; and to do this, you need a merchant account for your company with inexpensive cheap rates for your business located in California.
We offer a secure gateway and are a payment processor you can trust. The most critical aspect of any business is a way to get paid and that is our specialty.
Patriot Bankcard Merchant Services California
We have an broad and well established network of merchant acquiring banks. We know the true needs of everyday merchants, just like you. We provide the world’s best, most efficient and secure payment gateway solutions for safe, secure and most importantly PCI complaint processing. Our personable account experts work with you to find the best payment processing solution for your business.
That’s individual and personalized attention for unique businesses, just like yours.
Our high risk solutions offer cost-effective, fast and reliable merchant account services that enable e-commerce or mail order/telephone order business to succeed and also to expand their business presence online.
Our company was established for the one and olny purpose of assisting merchants in obtaining offshore and high risk credit card processing solutions. Today, our company is an industry top leader in high risk merchant account processors. We not only provision processing for online merchants, but retail and MOTO business as well.
We supply solutions for business across the globe and are ever expanding our reach and capabilities to better serve our clients. We invite you to become a part of Patriot Bankcard family and to start on the road to expanding YOUR business.
What are you waiting for? Contact us today!
Merchant Account Solutions for All Industries
Let our highly expert staff help find the e-commerce solution that is right for YOUR business.
High Approval Rates
Multi-Currency Accounts
Competitive Fees
Secure Payment Gateway
Acceptance Worldwide
fast, efficent, Reliable Payouts
Merchant Account Solutions California for Retail or Online Business
For a large number of years, Patriot Bankcard has been building its extensive network of domestic, offshore, and international acquiring banks. With this wide network we are easily able to provide accounts from high risk to low risk and everything in between.
Patriot Bankcard services merchant account is custume to e-commerce or mail order/telephone order businesses of all sizes and of all shapes. It matters not whether you are looking for your first online merchant account or are an e-commerce or mail order/telephone order veteran, Patriot Bankcard will help you find a credit card processing solution that is right for you and your unique buisness
Patriot Bankcard has an in-house team of web developers who ensure that our PCI-compliant payment gateway will always keep your transactions reliable, safe and secure and since our payment gateway supports nearly 200 currencies, you can accept credit card payments from customers all over the world.
High Risk Merchant Services in California
High Risk works with online business owners in the following e-commerce or mail order/telephone order industries.
Airline Tickets
Downloadable Software
Online Casinos
Phone Sex
Strip Clubs
Continuity
Scholarship Programs
Watches
Fast and Painless Merchant Account Approvals and Integration
Once your application is submitted, our underwriting department works promptly match your business with one of our fantastic and reliable banking partners. Often, this takes three to five business days. Once we acquire approval we will send you some paperwork and ask that you carefully read, sign and finally return it to us. After we receive your paperwork, we can have you up and running in as little as 24-48 hours.
Need MULTIPLE accounts? Patriot Bankcard can help
Patriot Bankcard can also assist you in establishing multiple merchant accounts that are easily and efficiently managed through our payment processing gateway. This approves you to process more online transactions without exceeding your monthly limits. Ask any of our e-commerce or mail order/telephone order account specialists about multiple accounts for your business.
What are you waiting for? Contact us today: .
How It Work?
The Right Choice
Contact Patriot Bankcard
Contact us today to speak with one of Patriot Bankcard’s expert account executives; they know the ins and outs of a merchant accounts for businesses in high risk types.
Approved Online with Patriot Bankcard
Our extensive and secure network of acquiring banks authorizes our account executives to find effective and affordable solutions for e-commerce or mail order/telephone order businesses in all high risk industries.
Start Processing Your Transactions with Patriot Bankcard
When you’re approved through Patriot Bankcard you can begin accepting credit cards through our payment gateway and get paid. We provide weekly and even daily payouts for our clients.
A merchant account from Patriot Bankcard is the way to get approved and begin accepting payments online or over the phone for your e-commerce or mail order/telephone order website. Our accounts:
High Risk Merchant Account
Merchant Account for High Risk Industries
Offshore & International Merchants
Processing History Not Required
No Volume Caps on Transactions
Multi-Currency Merchant Account
Poor Credit History Not a Peroblem
Online Virtual Terminal Access
What does it mean to be categorized as “high risk?”
There are a lot of reasons why a business may be considered high risk. Acquiring banks must weigh the risk of each Merchant account before the agree to process credit card payments. Banks do this because they may become liable for fraud or charge backs made against a business. A business may be considered “high risk” for any of the following reasons:
• A customer is not present to sign the credit card receipt, often called “CNP processing.”
• The business in question is a start-up without credit history.
• Poor or bad credit.
• High volume of credit card transactions; over $25,000 per month.
• Rapid business growth, from small to medium or high dollar per month.
• A business in certain “high risk” industries such as: cash advance, payday loan or online casinos.
• Common run transactions over $500.
• Processing payments in foreign currencies.
• Foreign Customers.
• History of excessive charge backs and customer refunds.
• A bank closed merchant account due to excessive refunds, charge backs or other risks.
Merchant Account Payment Gateways by Patriot Bankcard
A lot of online retailers who deal within so called, “high risk” industries almost always find themselves at odds with banks when they try to open a merchant account to process online credit card orders. If domestic banks are denying your merchant account requests for an e-commerce or mail order/telephone order (MOTO) or payment gateway requests because your business is in a “high risk” category, Patriot Bankcard is your answer.
Does your business need a credit card processing solution with fewer trading restraints or have changes in your business caused your acquiring bank to close your existing merchant account? If the answer is yes, Patriot Bankcard can help.
Patriot Bankcard Has More Approvals in More High Risk Industries Worldwide
Patriot Bankcard’s business philosophy is that all legal and legitimate businesses deserve the right to accept credit cards online. We even service those businesses in the CNP e-commerce or mail order/telephone order environment. Patriot Bankcard has developed an extened, trusted network of offshore and international acquiring banks that approves our Merchant CC Service Account Executives to furnish high risk merchant account answers to an ever expanding variety of e-commerce or mail order/telephone order industries.
Features of a High Risk Merchant Account From Patriot Bankcard
A Merchant Account from Patriot Bankcard Includes
• Credit card payment processing for all major credit cards through our payment gateway.
• Fraud protection via our secure payment system.
• PCI-compliant payment gateway compatible with most shopping cart software.
• Payment processing in over 160 currencies and payment settlement in 18 major currencies.
• Live customer and technical support from Patriot Bankcard Account Executives.
Multiple Merchant Accounts From Patriot Bankcard
If your business is in a high risk category, applying for multiple merchant accounts with Patriot Bankcard will likely reduce your business’ risk profile. As an example, if your business is in the high risk category because of high sales volume, multiple merchant accounts from Patriot Bankcard will enable your business to distribute your sales volumes among your different accounts to lower your monthly numbers.
The most critical reason your business needs multiple accounts is that in the event that one of your acquiring banks unexpectedly terminates your account due to changes in the industries it serves, you will have a backup account so that your business may keep up accept payments.
Call us today to speak to one of our Account Executives today to learn more about opening multiple merchant accounts for your high risk business.
The Right Choice
Contact Patriot Bankcard
Contact us today to speak with one of Patriot Bankcard’s expert account executives; they know the ins and outs of merchant accounts for businesses in high risk types.
Approved Online with Patriot Bankcard
Our broad and secure network of acquiring banks enables our account executives to find effective and affordable solutions for e-commerce or mail order/telephone order businesses in all high risk industries.
Start Processing Your Transactions with Patriot Bankcard
When you’re approved through Patriot Bankcard you can begin accepting credit cards through our payment gateway and get paid. We supply weekly and even daily payouts for our clients.
Patriot Bankcard: The RIGHT Choice for YOUR Business
If your business is in a high risk category, finding the right merchant account to meet your business individual needs can mean the difference between failure and success.
A merchant account from Patriot Bankcard is the way to get approved and begin accepting payments online or over the phone for your e-commerce or mail order/telephone order website. Our accounts:
Am I High Risk?
A large number of clients ask our Merchant CC Service Account Executives what exactly makes for a “high risk” rating. Here are some of the reasons that traditional banks may refuse your business merchant account:
• Your customers aren’t present to sign the credit card receipt (Card-not-present or CNP).
• You’re a start-up with an unproven credit or processing history.
• Bad personal or business credit history.
• High volume of credit card transactions (Over $25,000 a month).
• Rapid growth from small to medium or high volume.
• Your business operates in “high risk” industries, like online pharmacies.
• You supply a free trial followed by a recurring monthly payment.
• Your average transaction is over $500.
• Your business depends on sporadic sales or seasonal.
• You sell to international customers, or intend to process payments in foreign currencies.
• You have a history of excessive chargebacks or refunds.
• If a bank has closed your merchant account in the past; if you’ve ever offered contradictory information on a merchant account application; or if you’ve had problems with customer service or unclear billing descriptions, you may also have a hard time getting a merchant account.
Retail Merchant Account California
Accept Credit Cards Online with a Processor You Can Trust
Clothing Merchants
Office Supply Merchants
Book, CDs, and DVD merchants
Health and Beauty Suppliers
Pet Supply Merchants
Home and Garden Merchants
Patriot Bankcard supplys PCI compliant credit card processing services to e-commerce or mail order/telephone order and retail merchants in a wide range of industries through our secure payment gateway.
From a high risk to low risk merchant account, Patriot Bankcard has a solution to meet the needs of your business. Patriot Bankcard has assembled an expansive network of trusted acquiring banking partners from regions all over the world. This authorizes our merchant account executives to offer competitive and affordable credit card v rates and fees.
Contact Patriot Bankcard
You will talk with a friendly and experienced merchant account executive who knows the ins and out of online credit card processinprocessing help you to acquire a Retail Merchant Account California.
Get Matched
Patriot Bankcard’s trusted network of acquiring banks allows us to find a solution for a wide range of low risk e-commerce or mail order/telephone order businesses.
Start Processing
Once approved by an acquiring bank, Patriot Bankcard can have your website up and processing in 2-3 business days and we supply weekly and even daily payouts for our low risk merchant account clients.
To be Approved For a Retail Merchant Account California Your Business Must:
Have a Retail Storefront Location or swipe cards in person.
Have an average ticket size of less than $500
Use a chip card credit card machine or POS System
Have a charge back ratio below 1%
Your credit processor hosts your payment page
You operate a business within a low risk industry
(i.e. online apparel or home goods)
You operate your business from a low risk country
(i.e. US, AU, Western USA)
Learn More About a Retail Merchant Account California
Click on the + to learn more about our low risk merchant account services.
High Risk offers many different merchant account solutions to low risk merchants worldwide. Below are just a few of the features and benefits your business will receive when processing credit cards with us. Additionally all retail credit card processor businesses will qualify for a free credit card terminal that is capable of cash discount. Cash discount program allows you to pass on all of the credit card fees to your customers.
Along with low risk merchant account, High Risk offers a secure and safe payment gateway. The interface is easy to use, which makes managing transactions simple. Even if we set you up with several merchant accounts, you can manage all of your MIDs right from our payment gateway.
Based on your credit card processing needs, we are able to process the following credit card types: MasterCard, Visa, American Express, China UnionPay, Discover, Diners Club, JCB International, and Maestro.
With an international merchant account, low risk merchants can accept credit cards online in more than 160 currencies, including US Dollars, Canadian Dollars, Australian Dollars, and Hong Kong Dollars, Euros, Great Britain Pounds.
High Risk serves a large number of businesses in USA where 3D Secure credit card processing is a common request, which is why we partner with acquiring banks that allow us to supply you this solution. 3D secure credit card processing adds an extra layer of fraud prevention and shifts the responsibility from merchant to credit card issuing bank.
If you need to register your company offshore, High Risk can help. We have a wide range of offshore incorporation partners from a large number of countries worldwide. By allowing us to facilitate your offshore registration, our merchant account specialists will do the work for you while you continue accepting credit cards without interruptions.
One of the critical services any business can furnish is its customer service. At High Risk, you will speak with a real merchant account expert every time you call, and you will never have to deal with automated messages. Whether you have a question about your low risk merchant account, preventing and disputing chargebacks, or your payment gateway processing, our customer service department will always answer your questions fully, and with a smile!
Apply for a Retail Merchant Account California Today!
To apply for a low risk merchant account, contact us online today or call us toll-free at . One of our highly knowledgeable merchant account consultants will be here tohelp you every step of the way.
See All Merchant Accounts
High Risk” Merchant Account for Your Business Needs
International merchants
Multi-Currency Account
Fast Processing
No Processing History
Bad Credit History
First Time Account
No Volume Caps
Virtual Terminal Access
Easy Interface
As an online merchant, your business DEPENDS upon the ability to accept and process credit cards online. If your online business is in a so called “high risk” category, domestic banks may refuse your request for an e-commerce or mail order/telephone order (MOTO) merchant account because of the type of your business.
At Patriot Bankcard, we call shenanigans. Does your business need a credit card processing solution with fewer trading restrictions; or, have changes in your business caused your acquiring bank to close your existing merchant account?
If you answered yes to either of these questions, Patriot Bankcard has the solution for your business to become competitive and profitable through processing your credit card transactions with us.
High Approval Ratings for “High Risk” Businesses
Patriot Bankcard believes that all legitimate and legal businesses deserve a fair shot to grow your business by accepting credit card payments online, even those working within the card-not-present (CNP) environment.
Patriot Bankcard’s trusted network of offshore and international acquiring banks allow us to provide high risk merchant account solutions to a wide range of e-commerce or mail order/telephone order and online industries.
Features of a High Risk Merchant Account From Patriot Bankcard
Merchants processing credit cards with Patriot Bankcard benefit from the following:
• Credit card payment processing for all major cards, including Visa and MasterCard.
• Fraud prevention with 3D Secure processing.
• PCI-compliant payment gateway
• Compatibility with nearly all major shopping carts.
• Processing in more than 160 currencies with settlement in 18 major currencies.
• Live technical and customer support services.
• Safe, secure and reliable processing
Multiple Merchant Accounts by Patriot Bankcard
As a “high risk” merchant, applying for multiple merchant account may reduce your risk profile by distributing sales volume across multiple accounts. Also, as Patriot Bankcard furnishs 3D secure Processing, your risk profile may be FURTHER diminished.
It's critical, if your business has multiple merchant accounts, you can rest comfortably knowing there are back up accounts in case one of your banks changes its service guidelines and drops your account.
Contact Patriot Bankcard today and speak to an account executive today to learn more about opening multiple merchant accounts to grow your business and become more profitable.
How Does It Work?
Contact Patriot Bankcard
You’ll talk withhighly experienced Merchant CC Service account expert who knows the ins and out of online credit card merchant account processing and can get your business well on the way to better profitability.
Get Matched Through Patriot Bankcard
Our trusted network of acquiring banks authorizes us to find a solution for a wide range of e-commerce or mail order/telephone order businesses and can provision your business with the payment processing power it needs to expand.
Start Processing Through Patriot Bankcard
Once your business is approved by an acquiring bank, Patriot Bankcard can have your website up and merchant account processing credit card payments in as little as 2-3 business days and we offer weelky or daily payouts for our clients to make sure you have the capital to keep growing.
The Right Choice
If your business is a high risk internet merchant, finding the right merchant account can mean the difference between failure and success.
Patriot Bankcard is an excellent solution to meet your needs:
• Patriot Bankcard does not require large upfront deposits.
• Patriot Bankcard does not charge excessive setup fees.
• Patriot Bankcard does not restrict the merchant’s processing sales turnover.
• Patriot Bankcard does not charge double-digit discount rates.
Contact Patriot Bankcard TODAY:
CNP Merchant Account
CNP Merchant Account
CNP High Risk Merchant Account
When you own your own online business, that means you have know choice but to be able to accept and process credit and debit card payments through an e-commerce gateway. With a merchant account from Patriot Bankcard, your business will be able to accept payments from customers worldwide; safely, quickly and securely. Having a CNP merchant account through Patriot Bankcard willhelp your business grow and become more profitable.
What is CNP merchant account?
A CNP, or card not present account, is a special type of bank account that lets merchants accept online credit card payments. This type of bank is called an acquiring bank, and they focus in merchant accounts that accept payments online, over the phone or by mail.
When a cardholder submits their payment via credit card, ACH check or debit card, as payment for a purchase through your online store, the credit issuing bank either approves or denies their transaction. If denied, a message a appearson the payment page to alert you. If the transaction is approved, the funds are then transferred to your business checking account based on your payout schedule.
Challenges of getting a CNP merchant account for your online business
When operating an e-commerce or mail order/telephone order business, there are many stumbling blocks one may encounter including acquiring a credit card processing merchant account. Without a CNP merchant account, your business has very limited options for accepting credit cards online, over the phone or by mail. The main trouble is that acquiring banks, those that process credit card transactions, consider your online business to be a higher risk when your customer is not present to sign their receipt in person.
Patriot Bankcard’s credit card processor solution in California
Patriot Bankcard’s fixed network of offshore acquiring banks has liberal underwriting policies that benefit those businesses that may be in the high risk category. This approves us to approve high risk card-not-present merchant account andhelp you grow your business. With our solid banking infrastructure, we can take even more credit card merchant account processing risks and thereforehelp you to accept even more transactions. For card-not-present merchants with limited or no processing history, Patriot Bankcard also offers third-party processing options.
Patriot Bankcard’s High Risk Merchant Accounts Offer:
• Offshore account
• Adult merchant account
• Online pharmacy merchant account
• Penny auction merchant account
• Forex merchant account
• Mail order & telephone order (MOTO) merchant account
• Payday loan merchant account
• MLM merchant account
Patriot Bankcard’s professional account executives make applying for a CNP merchant account simple, safe and affordable. What are you waiting for? Contact us today! Patriot Bankcard today at to speak to one of them now.
At the Merchant CC Service we wish to grow your business by assisting you in shop out the right acquiring bank solutions that are right for your business.
MOTO Merchant Account
Accept Credit Card Transactions through a Secure, Safe Virtual Terminal
Fast Approval Process
Create Multiple Users
Timely, Reliable Payouts
Affordable Service Fees
PCI Compliant Gateway
Multi-Currency Accounts
When looking for a CNP merchant account, you have know choice but to decide if a MOTO merchant account is right for your business mail order or telephone order business. Patriot Bankcard offers MOTO merchant account solutions that allow your business to accept credit cards by manually entering them into our payment gateway by means of Patriot Bankcard’s virtual terminal. For qualifying merchants, Patriot Bankcard can provision MOTO merchants with access to its virtual terminal at no additional cost.
Contact High Risk
You will talk with a highly professional merchant account expert who knows the ins and out of online credit card merchant account processing for the MOTO merchant account.
Get Matched
Our trusted network of acquiring banks allows us to find a solution for a wide range of e-commerce or mail order/telephone order businesses and will match you with a bank that can offer the best possible MOTO merchant account solutions for your MOTO business.
Start Processing
Once approved by one of Patriot Bankcard’s acquiring banks, our account executives can have your MOTO website up and processing in 2-3 business days via a MOTO merchant account.
Find Out More About Retail Merchant Account California
Click on the + to learn more about our low risk merchant account services.
Patriot Bankcard provisions a variety of MOTO payment processing options to businesses in a wide range of industries and specializes in obtaining you a MOTO merchant account to:
-As Seen On TV Companies
-Mail Order Catalog Companies
-Telemarketing Sales Floors
-and More!
With Patriot Bankcard’s MOTO merchant account, your online or telemarketing business can accept MasterCard, Visa, and Maestro card transactions as well as ACH and debit card purchases.
Your business will also be able to accept virtual terminal transactions in multiple currencies with a MOTO international merchant account.
Contact us today: .
With the increase of online cyberattacks and Fraud, one of our top priorities is maintaining our PCI compliant payment gateway that enables our MOTO merchants to process secure, safe virtual terminal transactions. Our in-house team of developers built the High Risk payment gateway to protect your business as well as your customers’ credit card information from theft and fraud.
Along with our virtual terminal, additional features of the High Risk payment gateway include a statistics page that allows you to search historical orders as well as a transaction page that enables you to pre-authorize, cancel, and monitor current transactions.
The best thing about our gateway is that you never need to download software or purchase processing equipment. The High Risk payment gateway is an online application, which means you can access it from any Web browser with an Internet connection.
Our MOTO merchant account come complete with access to our virtual terminal that enables your employees to manually enter credit card information for online processing.
Our MOTO merchant account permits users who operate call centers to create multiple virtual terminal users with payment gateway access.
What are you waiting for? Contact us today!
