Your merchant account troubles, solved! We furnish merchant account solutions for all industries.
You run an e-commerce or mail order/telephone order business. You have know choice but to process credit cards. You need a merchant account for your company with inexpensive cheap rates for your business located in Kentucky, a secure payment gateway, and a payment processor you can trust. Most importantly, you need to get paid. And you can’t afford to spend a lot of time or money figuring it all out.
Patriot Bankcard Merchant Services Kentucky
Our huge network of merchant acquiring banks understands the genuine needs of merchants like you – even if you need a high risk merchant account. We provide one of the world’s best choice payment gateway solutions for safe, secure, and PCI compliant processing. And our friendly, knowledgeable account experts will work with you to find the quintessential payment processing solution for your business.
About Us We Offer Secure, Fast and Reliable High Risk Processing.
With our services, your merchant account problems are solved.
For entrepreneurs like yourself that run an e-commerce or mail order/telephone order business, you need credit card payments processed quickly, reliably and securely; and to do this, you need a merchant account for your company with inexpensive cheap rates for your business located in Kentucky.
We supply a payment processor and a secure gateway you can trust. The most important aspect of any business is a way to get paid and that is our specialty.
Patriot Bankcard Merchant Services Kentucky
We have an all-inclusive and well established network of merchant acquiring banks. We understand the true needs of everyday merchants, just like you. We supply the world’s most efficient and secure payment gateway solutions for secure, safe and most importantly PCI complaint processing. Our personable account consultants work with you to find the best payment processing solution for your business.
That’s personalized and individual attention for unique businesses, just like yours.
Our high risk solutions provision cost-effective, fast and reliable merchant account services that enable e-commerce or mail order/telephone order business to succeed and also to expand their companies presence online.
Our company was established for the sole purpose of assisting merchants in obtaining high risk and offshore credit card processing solutions. Today, our company is an industry #1 leader in high risk merchant account processors. We not only provide processing for online merchants, but MOTO and retail business as well.
We furnish solutions for business across the globe and are ever expanding our reach and capabilities to better serve our clients. We invite you to become a part of Patriot Bankcard family and to start on the road to growing YOUR business.
What are you waiting for? Call us today!
Merchant Account Solutions for All Industries
Let our friendly knowledgeable staff help find the e-commerce solution that is right for YOUR business.
High Approval Rates
Multi-Currency Accounts
Competitive Fees
Secure Payment Gateway
Acceptance Worldwide
fast, efficent, Reliable Payouts
Merchant Account Solutions for Nearly ALL Online business Types
For many years, Patriot Bankcard has been building its expanded network of domestic, offshore, and international acquiring banks. With this wide network we are easily able to provision accounts from low risk to high risk and everything in between.
Patriot Bankcard services merchant account is custume to e-commerce or mail order/telephone order businesses of all shapes and of all sizes. It matters not whether you are looking for your first online merchant account or are an e-commerce or mail order/telephone order veteran, Patriot Bankcard will help you find a credit card processing solution that is right for you and your unique buisness
Patriot Bankcard has an in-house team of web developers who ensure that our PCI-compliant payment gateway will always keep your transactions secure, reliable and safe and since our payment gateway supports nearly 200 currencies, you can accept credit card payments from customers all over the world.
Acceptable Online Business Types
High Risk works with online business owners in the following e-commerce or mail order/telephone order industries.
Airline Tickets
Downloadable Software
Online Casinos
Phone Sex
Strip Clubs
Continuity
Scholarship Programs
Watches
Painless and Fast Merchant Account Approvals and Integration
Once your application is submitted, our underwriting department works to quickly match your business with one of our awesome and honest banking partners. Typically, this takes three to five business days. Once we gain approval we will send you some paperwork and ask that you carefully read, sign and finally return it to us. After we receive your paperwork, we can have you up and running in as little as 24-48 hours.
Need MULTIPLE accounts? Patriot Bankcard can help
Patriot Bankcard can also assist you in establishing multiple merchant accounts that are easily and efficiently managed through our payment processing gateway. This enables you to process more online transactions without exceeding your monthly limits. Ask any of our e-commerce or mail order/telephone order account specialists about multiple accounts for your business.
What are you waiting for? Call us today: .
How Does It Work?
The Right Choice
Contact Patriot Bankcard
Call us today to speak with one of Patriot Bankcard’s expert account executives; they know the ins and outs of a merchant accounts for businesses in high risk categories.
Approved Online with Patriot Bankcard
Our expanded and secure network of acquiring banks permits our account executives to find effective and affordable solutions for e-commerce or mail order/telephone order businesses in all high risk industries.
Start Processing Your Transactions with Patriot Bankcard
When you’re approved through Patriot Bankcard you can begin accepting credit cards through our payment gateway and get paid. We provision weekly and even daily payouts for our clients.
A merchant account from Patriot Bankcard is the way to get approved and begin accepting payments online or over the phone for your e-commerce or mail order/telephone order website. Our accounts:
High Risk Merchant Account
Merchant Account for High Risk Industries
Offshore & International Merchants
Processing History Not Required
No Volume Caps on Transactions
Multi-Currency Merchant Account
Poor Credit History Not a Peroblem
Online Virtual Terminal Access
What does it mean to be categorized as “high risk?”
There are a large number of reasons why a business may be considered high risk. Acquiring banks must determine the risk of each Merchant account before the agree to process credit card payments. Banks do this because they may become liable for charge backs or fraud made against a business. A business may be considered “high risk” for any of the following reasons:
• A customer is not present to sign the credit card receipt, often called “CNP processing.”
• The business in question is a start-up without credit history.
• Bad or poor credit.
• Large volume of credit card transactions; over $25,000 per month.
• Rapid business growth, from small to medium or high dollar per month.
• A business in certain “high risk” industries such as: payday loan, cash advance or online casinos.
• Average transactions over $500.
• Processing payments in foreign currencies.
• Foreign Customers.
• History of excessive customer refunds and charge backs.
• A bank closed merchant account due to charge backs, excessive refunds or other risks.
Merchant Account Payment Gateways by Patriot Bankcard
A large number of online retailers who deal within so called, “high risk” industries most often find themselves at odds with banks when they attempt to open a merchant account to process online credit card orders. If domestic banks are denying your merchant account requests for an e-commerce or mail order/telephone order (MOTO) or payment gateway requests because your business is in a “high risk” category, Patriot Bankcard is your answer.
Does your business need a credit card processing solution with fewer trading restrictions or have changes in your business caused your acquiring bank to close your existing merchant account? If the answer is yes, Patriot Bankcard can assist.
Patriot Bankcard Has More Approvals in More High Risk Industries Worldwide
Patriot Bankcard’s business philosophy is that all legitimate and legal businesses deserve the right to accept credit cards online. We even service those businesses in the CNP e-commerce or mail order/telephone order environment. Patriot Bankcard has developed an broad, trusted network of international and offshore acquiring banks that enables our Merchant CC Service Account Executives to offer high risk merchant account answers to an ever expanding variety of e-commerce or mail order/telephone order industries.
Features of a High Risk Merchant Account From Patriot Bankcard
A Merchant Account from Patriot Bankcard Includes
• Credit card payment processing for all major credit cards through our payment gateway.
• Fraud protection via our secure payment system.
• PCI-compliant payment gateway compatible with most shopping cart software.
• Payment processing in over 160 currencies and payment settlement in 18 major currencies.
• Live technical and customer support from Patriot Bankcard Account Executives.
Multiple Merchant Accounts From Patriot Bankcard
If your business is in a high risk category, applying for multiple merchant accounts with Patriot Bankcard will likely lower your business’ risk profile. As an example, if your business is in the high risk category because of high sales volume, multiple merchant accounts from Patriot Bankcard will enable your business to distribute your sales volumes among your different accounts to reduce your monthly numbers.
The most important reason your business needs multiple accounts is that in the event that one of your acquiring banks unexpectedly terminates your account due to changes in the industries it serves, you will have a backup account so that your business may maintain accept payments.
What are you waiting for? Contact us today to speak to one of our Account Executives today to learn more about opening multiple merchant accounts for your high risk business.
The Right Choice
Contact Patriot Bankcard
Call us today to speak with one of Patriot Bankcard’s expert account executives; they know the ins and outs of merchant accounts for businesses in high risk categories.
Approved Online with Patriot Bankcard
Our all-inclusive and secure network of acquiring banks allows our account executives to find effective and affordable solutions for e-commerce or mail order/telephone order businesses in all high risk industries.
Start Processing Your Transactions with Patriot Bankcard
When you’re approved through Patriot Bankcard you can begin accepting credit cards through our payment gateway and get paid. We furnish weekly and even daily payouts for our clients.
Patriot Bankcard: The RIGHT Choice for YOUR Business
If your business is in a high risk category, finding the right merchant account to meet your business individual needs can mean the difference between success and failure.
A merchant account from Patriot Bankcard is the way to get approved and begin accepting payments online or over the phone for your e-commerce or mail order/telephone order website. Our accounts:
Am I High Risk?
Many clients ask our Merchant CC Service Account Executives what exactly makes for a “high risk” rating. Here are some of the reasons that traditional banks may turn down your business merchant account:
• Your customers aren’t present to sign the credit card receipt (Card-not-present or CNP).
• You’re a start-up with an unproven credit or processing history.
• Bad business or personal credit history.
• High volume of credit card transactions (Over $25,000 a month).
• Rapid growth from small to medium or high volume.
• Your business operates in “high risk” industries, like online pharmacies.
• You furnish a free trial followed by a recurring monthly payment.
• Your average transaction is over $500.
• Your business depends on seasonal or sporadic sales.
• You intend to process payments in foreign currencies, or sell to international customers.
• You have a history of excessive chargebacks or refunds.
• If a bank has closed your merchant account in the past; if you’ve ever provisioned contradictory information on a merchant account application; or if you’ve had troubles with customer service or unclear billing descriptions, you may also have a hard time getting a merchant account.
Retail Merchant Account Kentucky
Accept Credit Cards Online with a Processor You Can Trust
Clothing Merchants
Office Supply Merchants
Book, CDs, and DVD merchants
Health and Beauty Suppliers
Pet Supply Merchants
Home and Garden Merchants
Patriot Bankcard furnishs PCI compliant credit card processing services to e-commerce or mail order/telephone order and retail merchants in a wide range of industries through our secure payment gateway.
From a low risk to high risk merchant account, Patriot Bankcard has a solution to meet the needs of your business. Patriot Bankcard has assembled an expansive network of trusted acquiring banking partners from regions all over the world. This permits our merchant account executives to supply competitive and affordable credit card v rates and fees.
Contact Patriot Bankcard
You will talk with a highly and expert merchant account executive who knows the ins and out of online credit card processinprocessing help you to acquire a Retail Merchant Account Kentucky.
Get Matched
Patriot Bankcard’s trusted network of acquiring banks authorizes us to find a solution for a wide range of low risk e-commerce or mail order/telephone order businesses.
Start Processing
Once approved by an acquiring bank, Patriot Bankcard can have your website up and processing in 2-3 business days and we furnish weekly and even daily payouts for our low risk merchant account clients.
To be Approved For a Retail Merchant Account Kentucky Your Business Must:
Have a Retail Storefront Location or swipe cards in person.
Have an average ticket size of less than $500
Use a chip card credit card machine or POS System
Have a charge back ratio below 1%
Your credit processor hosts your payment page
You operate a business within a low risk industry
(i.e. online apparel or home goods)
You operate your business from a low risk country
(i.e. US, AU, Western USA)
Learn More About a Retail Merchant Account Kentucky
Click on the + to learn more about our low risk merchant account services.
High Risk offers many different merchant account solutions to low risk merchants worldwide. Below are just a few of the features and benefits your business will receive when processing credit cards with us. Additionally all retail credit card processor businesses will qualify for a free credit card terminal that is capable of cash discount. Cash discount program allows you to pass on all of the credit card fees to your customers.
Along with low risk merchant account, High Risk offers a safe and secure payment gateway. The interface is easy to use, which makes managing transactions simple. Even if we set you up with multiple merchant accounts, you can manage all of your MIDs right from our payment gateway.
Based on your credit card processing needs, we are able to process the following credit card types: Visa, MasterCard, American Express, China UnionPay, Diners Club, JCB International, Discover, and Maestro.
With an international merchant account, low risk merchants can accept credit cards online in more than 160 currencies, including US Dollars, Great Britain Pounds, Euros, Canadian Dollars, Australian Dollars, and Hong Kong Dollars.
High Risk serves many businesses in USA where 3D Secure credit card merchant account processing is a common request, which is why we partner with acquiring banks that allow us to furnish you this solution. 3D secure credit card merchant account processing adds an extra layer of fraud prevention and shifts the responsibility from merchant to credit card issuing bank.
If you need to register your company offshore, High Risk can help. We have a wide range of offshore incorporation partners from many countries worldwide. By allowing us to facilitate your offshore registration, our merchant account specialists will do the work for you while you continue accepting credit cards without interruptions.
One of the most critical services any business can provide is its customer service. At High Risk, you will speak with a real merchant account expert every time you call, and you will never have to deal with automated messages. Whether you have a question about your low risk merchant account, preventing and disputing chargebacks, or your payment gateway processing, our customer service department will always answer your questions fully, and with a smile!
Apply for a Retail Merchant Account Kentucky Today!
To apply for a low risk merchant account, contact us online today or call us toll-free at . One of our friendly knowledgeable merchant account specialists will be here tohelp you every step of the way.
See All Merchant Accounts
High Risk” Merchant Account for Your Business Needs
International merchants
Multi-Currency Account
Fast Processing
No Processing History
Bad Credit History
First Time Account
No Volume Caps
Virtual Terminal Access
Easy Interface
As an online merchant, your business DEPENDS upon the aptitude to accept and process credit cards online. If your online business is in a so called “high risk” category, domestic banks may turn down your request for an e-commerce or mail order/telephone order (MOTO) merchant account because of the nature of your business.
At Patriot Bankcard, we call shenanigans. Does your business need a credit card merchant account processing solution with fewer trading confinements; or, have changes in your business caused your acquiring bank to close your existing merchant account?
If you answered yes to either of these questions, Patriot Bankcard has the solution for your business to become profitable and competitive through processing your credit card transactions with us.
High Approval Ratings for “High Risk” Businesses
Patriot Bankcard believes that all legal and legitimate businesses deserve a fair shot to grow your business by accepting credit card payments online, even those working within the card-not-present (CNP) environment.
Patriot Bankcard’s trusted network of offshore and international acquiring banks allow us to supply high risk merchant account solutions to a wide range of e-commerce or mail order/telephone order and online industries.
Features of a High Risk Merchant Account From Patriot Bankcard
Merchants processing credit cards with Patriot Bankcard benefit from the following:
• Credit card payment merchant account processing for all major cards, including Visa and MasterCard.
• Fraud prevention with 3D Secure processing.
• PCI-compliant payment gateway
• Compatibility with nearly all major shopping carts.
• Processing in more than 160 currencies with settlement in 18 major currencies.
• Live customer and technical support services.
• Safe, secure and reliable processing
Multiple Merchant Accounts by Patriot Bankcard
As a “high risk” merchant, applying for multiple merchant account may lower your risk profile by distributing sales volume across multiple accounts. Also, as Patriot Bankcard offers 3D secure Processing, your risk profile may be FURTHER diminished.
It's most critical, if your business has multiple merchant accounts, you can rest comfortably knowing there are back up accounts in case one of your banks changes its service guidelines and drops your account.
Contact Patriot Bankcard today and speak to an account executive today to learn more about opening multiple merchant accounts to grow your business and become more profitable.
How Does It Work?
Contact Patriot Bankcard
You’ll talk withfriendly expert Merchant CC Service account expert who knows the ins and out of online credit card processing and can get your business well on the way to better profitability.
Get Matched Through Patriot Bankcard
Our trusted network of acquiring banks permits us to find a solution for a wide range of e-commerce or mail order/telephone order businesses and can provide your business with the payment processing power it needs to expand.
Start Processing Through Patriot Bankcard
Once your business is approved by an acquiring bank, Patriot Bankcard can have your website up and processing credit card payments in as little as 2-3 business days and we supply daily or weekly payouts for our clients to make sure you have the capital to keep growing.
The Right Choice
If your business is a high risk internet merchant, finding the fitting merchant account can mean the difference between success and failure.
Patriot Bankcard is an excellent solution to meet your needs:
• Patriot Bankcard does not require large upfront deposits.
• Patriot Bankcard does not charge excessive setup fees.
• Patriot Bankcard does not restrict the merchant’s processing sales turnover.
• Patriot Bankcard does not charge double-digit discount rates.
Contact Patriot Bankcard TODAY:
CNP Merchant Account
CNP Merchant Account
CNP High Risk Merchant Account
When you own your own online business, that means you must be able to accept and process debit and credit card payments through an e-commerce gateway. With a merchant account from Patriot Bankcard, your business will be able to accept payments from customers worldwide; safely, securely and quickly. Having a CNP merchant account through Patriot Bankcard willhelp your business grow and become more profitable.
What is CNP merchant account?
A CNP, or card not present account, is a limited type of bank account that lets merchants accept online credit card payments. This type of bank is called an acquiring bank, and they just focus in merchant accounts that accept payments online, over the phone or by mail.
When a cardholder submits their payment via credit card, ACH check or debit card, as payment for a purchase through your online store, the credit issuing bank either Denies or approves their transaction. If denied, a message a appearson the payment page to alert you. If the transaction is approved, the funds are then transferred to your business checking account based on your payout schedule.
Challenges of getting a CNP merchant account for your online business
When operating an e-commerce or mail order/telephone order business, there are countless hindrances one may encounter including acquiring a credit card merchant account processing merchant account. Without a CNP merchant account, your business has very limited options for accepting credit cards online, by mail or over the phone. The main issue is that acquiring banks, those that process credit card transactions, consider your online business to be a higher risk when your customer is not present to sign their receipt in person.
Patriot Bankcard’s credit card processor solution in Kentucky
Patriot Bankcard’s based network of offshore acquiring banks has liberal underwriting policies that benefit those businesses that may be in the high risk category. This enables us to approve high risk card-not-present merchant account andhelp you grow your business. With our solid banking infrastructure, we can take even more credit card processing risks and thereforehelp you to accept even more transactions. For card-not-present merchants with limited or no processing history, Patriot Bankcard also offers third-party processing options.
Patriot Bankcard’s High Risk Merchant Accounts Offer:
• Offshore account
• Adult merchant account
• Online pharmacy merchant account
• Penny auction merchant account
• Forex merchant account
• Mail order & telephone order (MOTO) merchant account
• Payday loan merchant account
• MLM merchant account
Patriot Bankcard’s professional account executives make applying for a CNP merchant account simple, safe and affordable. What are you waiting for? Call us today! Patriot Bankcard today at to speak to one of them now.
At the Merchant CC Service we seek to grow your business by assisting you in finding the right acquiring bank solutions that are right for your business.
MOTO Merchant Account
Accept Credit Card Transactions through a Safe, Secure Virtual Terminal
Fast Approval Process
Create Multiple Users
Timely, Reliable Payouts
Affordable Service Fees
PCI Compliant Gateway
Multi-Currency Accounts
When looking for a CNP merchant account, you must decide if a MOTO merchant account is right for your business telephone order or mail order business. Patriot Bankcard offers MOTO merchant account solutions that authorize your business to accept credit cards by manually entering them into our payment gateway by means of Patriot Bankcard’s virtual terminal. For qualifying merchants, Patriot Bankcard can provide MOTO merchants with access to its virtual terminal at no additional cost.
Contact High Risk
You will talk with a friendly experienced merchant account expert who knows the ins and out of online credit card processing for the MOTO merchant account.
Get Matched
Our trusted network of acquiring banks authorizes us to find a solution for a wide range of e-commerce or mail order/telephone order businesses and will match you with a bank that can provision the best possible MOTO merchant account solutions for your MOTO business.
Start Processing
Once approved by one of Patriot Bankcard’s acquiring banks, our account executives can have your MOTO website up and processing in 2-3 business days via a MOTO merchant account.
Learn More About Retail Merchant Account Kentucky
Click on the + to learn more about our low risk merchant account services.
Patriot Bankcard provides a variety of MOTO payment processing options to businesses in a wide range of industries and specializes in obtaining you a MOTO merchant account to:
-As Seen On TV Companies
-Mail Order Catalog Companies
-Telemarketing Sales Floors
-and More!
With Patriot Bankcard’s MOTO merchant account, your telemarketingor online business can accept Visa, MasterCard, and Maestro card transactions as well as ACH and debit card purchases.
Your business will also be able to accept virtual terminal transactions in multiple currencies with a MOTO international merchant account.
Call us today: .
With the increase of online fraud and cyberattacks, one of our top priorities is maintaining our PCI compliant payment gateway that enables our MOTO merchants to process safe, secure virtual terminal transactions. Our in-house team of developers built the High Risk payment gateway to protect your business as well as your customers’ credit card information from fraud and theft.
Along with our virtual terminal, additional features of the High Risk payment gateway include a statistics page that authorizes you to search historical orders as well as a transaction page that allows you to pre-authorize, cancel, and monitor current transactions.
The best part about our gateway is that you do not need to download software or purchase processing equipment. The High Risk payment gateway is an online application, which means you can access it from any Web browser with an Internet connection.
Our MOTO merchant account come complete with access to our virtual terminal that allows your employees to manually enter credit card information for online processing.
Our MOTO merchant account approves users who operate call centers to create multiple virtual terminal users with payment gateway access.
Sign up today!