Patriot Bankcard has a new banking partner that provides merchant accounts in USA for virtually all business types, including forex brokerages, gambling, adult entertainment, and payday loan brokerages. Afraid of losing your processing? With us, you won't have to worry anymore. Learn about payouts and how you can apply.Your merchant account issues, resolved! We supply merchant account solutions for all industries.
You run an e-commerce or telephone order/mail order business. You have know choice but to process credit cards. You need a merchant account for your company with inexpensive cheap rates for your business located in Texas, a secure payment gateway, and a payment processor you can trust. Most importantly, you want to get paid. And you can’t afford to spend a lot of time or money figuring it all out.
Patriot Bankcard Merchant Services Texas
Our all-inclusive network of merchant acquiring banks realizes the absolute needs of merchants like you – even if you need a high risk merchant account. We provision one of the world’s number one choice payment gateway solutions for safe, secure, and PCI compliant processing. And our friendly, knowledgeable account experts will work with you to find the optimal payment credit card processing solution for your business.
About Us We Offer Secure, Fast and Reliable High Risk Credit Card Processing.
With our services, your merchant account complications are resolved.
For entrepreneurs like yourself that run an e-commerce or telephone order/mail order business, you need credit card payments processed securely, quickly and reliably; and to do this, you need a merchant account for your company with inexpensive cheap rates for your business located in Texas.
We offer a payment processor and a secure gateway you can trust. The most important aspect of any business is a way to get paid and that is our specialty.
Patriot Bankcard Merchant Services Texas
We have an broad and well established network of merchant acquiring banks. We realize the true needs of everyday merchants, just like you. We provide the world’s best, most efficient and secure payment gateway solutions for secure, safe and most importantly PCI complaint credit card processing. Our personable account consultants work with you to find the best payment credit card processing solution for your business.
That’s personalized and individual attention for unique businesses, just like yours.
Our high risk solutions offer fast, reliable and cost-effective merchant account services that enable e-commerce or telephone order/mail order business to succeed and also to expand their companies presence online.
Our company was established for the single purpose of helping merchants in obtaining high risk and offshore credit card credit card processing solutions. Today, our company is an industry #1 leader in high risk merchant account processors. We not only provision credit card processing for online merchants, but MOTO and retail business as well.
We supply solutions for business across the U.S. and are ever expanding our globe reach and capabilities to better serve our clients. We invite you to become a part of Patriot Bankcard family and to start on the road to growing YOUR business.
What are you waiting for? Call us today!
Merchant Account Solutions for All Industries
Let our friendly expert staff help assist find the e-commerce solution that is right for YOUR business.
High Approval Rates
Multi-Currency Accounts
Competitive Fees
Secure Payment Gateway
Acceptance Worldwide
fast, efficent, Reliable Payouts
Merchant Account Solutions for Nearly ALL Online business Types
For many years, Patriot Bankcard has been building its extensive network of domestic, offshore, and international acquiring banks. With this wide network we are effortlessly able to provide accounts from low risk to high risk and everything in between.
Patriot Bankcard services merchant account is custume to e-commerce or telephone order/mail order businesses of all shapes and of all sizes. It matters not whether you are looking for your first online merchant account or are an e-commerce or telephone order/mail order veteran, Patriot Bankcard will assist you find a credit card credit card processing solution that is right for you and your unique buisness
Patriot Bankcard has an in-house team of web developers who ensure that our PCI-compliant payment gateway will always keep your transactions secure, reliable and safe and since our payment gateway supports nearly 200 currencies, you can accept credit card payments from customers all over the world.
Acceptable Online Business Types
High Risk works with online business owners in the following e-commerce or telephone order/mail order industries.
Airline Tickets
Downloadable Software
Online Casinos
Phone Sex
Strip Clubs
Continuity
Scholarship Programs
Watches
Painless and Fast Merchant Account Approvals and Integration
Once your application is submitted, our underwriting department works rapidly match your business with one of our awesome and reliable banking partners. Often, this takes three to five business days. Once we attain approval we will send you some forms and ask that you carefully read, sign and finally return it to us. After we receive your forms, we can have you up and running in as little as 24-48 hours.
Need MULTIPLE accounts? Patriot Bankcard can help
Patriot Bankcard can also assist you in establishing multiple merchant accounts that are effortlessly and efficiently managed through our payment credit card processing gateway. This approves you to process more online transactions without exceeding your monthly limits. Ask any of our e-commerce or telephone order/mail order account specialists about multiple accounts for your business.
What are you waiting for? Call us today: .
How Does It Work?
The Right Choice
Contact Patriot Bankcard
Call us today to speak with one of Patriot Bankcard’s expert account executives; they know the ins and outs of a merchant accounts for businesses in high risk categories.
Approved Online with Patriot Bankcard
Our extensive and secure network of acquiring banks authorizes our account executives to find effective and affordable solutions for e-commerce or telephone order/mail order businesses in all high risk industries.
Start Credit Card Processing Your Transactions with Patriot Bankcard
When you’re approved through Patriot Bankcard you can begin accepting credit cards through our payment gateway and get paid. We provide weekly and even daily payouts for our clients.
A merchant account from Patriot Bankcard is the way to get approved and begin accepting payments online or over the phone for your e-commerce or telephone order/mail order website. Our accounts:
High Risk Merchant Account
Merchant Account for High Risk Industries
Offshore & International Merchants
Credit Card Processing History Not Required
No Volume Caps on Transactions
Multi-Currency Merchant Account
Poor Credit History Not a Peroblem
Online Virtual Terminal Access
What does it mean to be categorized as “high risk?”
There are a large number of cases why a business may be considered high risk. Acquiring banks must weigh the risk of each Merchant account before the agree to process credit card payments. Banks do this because they may become liable for charge backs or fraud made against a business. A business may be considered “high risk” for any of the following reasons:
• A customer is not present to sign the credit card receipt, often called “card not present credit card processing.”
• The business in question is a new start-up without credit history.
• Bad or poor credit.
• Large volume of credit card transactions; over $25,000 per month.
• Rapid business growth, from small to medium or high dollar volume per month.
• A business in certain “high risk” industries such as: payday loan, cash advance or online casinos.
• Average transactions over $500.
• Credit Card Processing payments in foreign currencies.
• Foreign Customers.
• History of extreme customer refunds and charge backs.
• A bank closed merchant account due to charge backs, excessive refunds or other risks.
Merchant Account Payment Gateways by Patriot Bankcard
A large number of online retailers who deal within so called, “high risk” industries almost always find themselves at odds with banks when they attempt to open a merchant account to process online credit card orders. If domestic banks are turning down your merchant account requests for an e-commerce or telephone order/mail order (MOTO) or payment gateway requests because your business is in a “high risk” category, Patriot Bankcard can help.
Does your business need a credit card credit card processing solution with fewer trading checks or have changes in your business caused your acquiring bank to close your existing merchant account? If the answer is yes, Patriot Bankcard can assist.
Patriot Bankcard Has Made Approvals in More High Risk Industries Worldwide
Patriot Bankcard’s business philosophy is that all legitimate and legal businesses deserve the right to accept credit cards online. We even service those businesses in the card not present e-commerce or telephone order/mail order environment. Patriot Bankcard has developed an extened, trusted network of international and offshore acquiring banks that approves our Merchant CC Service Account Executives to furnish high risk merchant account answers to an ever expanding variety of e-commerce or telephone order/mail order industries.
Features of a High Risk Merchant Account From Patriot Bankcard
A Merchant Account from Patriot Bankcard Includes
• Credit card payment credit card processing for all major credit cards through our payment gateway.
• Fraud protection via our secure payment system.
• PCI-compliant payment gateway compatible with most shopping cart software.
• Payment credit card processing in over 160 currencies and payment settlement in 18 major currencies.
• Live technical and customer support from Patriot Bankcard Account Executives.
Multiple Merchant Accounts From Patriot Bankcard
If your business is in a high risk category, applying for multiple merchant accounts with Patriot Bankcard will likely decrease your business’ risk profile. As an example, if your business is in the high risk category because of high sales volume, multiple merchant accounts from Patriot Bankcard will enable your business to distribute your sales volumes among your different accounts to bring down your monthly numbers.
The most important reason your business needs multiple accounts is that in the event that one of your acquiring banks unexpectedly terminates your account due to changes in the industries it serves, you will have a backup account so that your business may maintain accept payments.
What are you waiting for? Contact us today to speak to one of our Account Executives today to learn more about opening multiple merchant accounts for your high risk business.
The Right Choice
Contact Patriot Bankcard
Call us today to speak with one of Patriot Bankcard’s expert account executives; they know the ins and outs of merchant accounts for businesses in high risk categories.
Approved Online with Patriot Bankcard
Our broad and secure network of acquiring banks enables our account executives to find effective and affordable solutions for e-commerce or telephone order/mail order businesses in all high risk industries.
Start Credit Card Processing Your Transactions with Patriot Bankcard
When you’re approved through Patriot Bankcard you can begin accepting credit cards through our payment gateway and get paid. We supply weekly and even daily payouts for our clients.
Patriot Bankcard: The RIGHT Choice for YOUR Business
If your business is in a high risk category, finding the right merchant account to meet your business individual needs can mean the difference between success and failure.
A merchant account from Patriot Bankcard is the way to get approved and begin accepting payments online or over the phone for your e-commerce or telephone order/mail order website. Our accounts:
Am I High Risk?
Many clients ask our Merchant CC Service Account Executives what exactly makes for a “high risk” rating. Here are some of the reasons that traditional banks may refuse your business merchant account:
• Your customers aren’t present to sign the credit card receipt (Card-not-present or CNP).
• You’re a new start-up with an unproven credit or credit card processing history.
• Bad business or personal credit history.
• High dollar of credit card transactions (Over $25,000 a month).
• Fast growth from small to medium or high volume.
• Your business operates in “high risk” industries, like online pharmacies.
• You supply a free trial followed by a recurring monthly payment.
• Your average transaction is over $500.
• Your business depends on seasonal or sporadic sales.
• You intend to process payments in foreign currencies, or sell to international customers.
• You have a history of excessive chargebacks or refunds.
• If a bank has closed your merchant account in the past; if you’ve ever offered contradictory information on a merchant account application; or if you’ve had issues with customer service or unclear billing descriptions, you may also have a hard time getting a merchant account.
Retail Merchant Account Texas
Accept Credit Cards Online with a Processor You Can Trust
Clothing Merchants
Office Supply Merchants
Book, CDs, and DVD merchants
Health and Beauty Suppliers
Pet Supply Merchants
Home and Garden Merchants
Patriot Bankcard supplys PCI compliant credit card credit card processing services to e-commerce or telephone order/mail order and retail merchants in a wide range of industries through our secure payment gateway.
From a low risk to high risk merchant account, Patriot Bankcard has a solution to meet the needs of your business. Patriot Bankcard has assembled an large network of trusted acquiring banking partners from regions all over the world. This authorizes our merchant account executives to offer competitive and affordable credit card v rates and fees.
Contact Patriot Bankcard
You will talk with a highly and experienced merchant account executive who knows the ins and out of online credit card processincredit card processing help assist you to acquire a Retail Merchant Account Texas.
Get Matched
Patriot Bankcard’s trusted network of acquiring banks allows us to find a solution for a wide range of low risk e-commerce or telephone order/mail order businesses.
Start Credit Card Processing
Once approved by an acquiring bank, Patriot Bankcard can have your website up and credit card processing in 2-3 business days and we supply weekly and even daily payouts for our low risk merchant account clients.
To be Approved For a Retail Merchant Account Texas Your Business Must:
Have a Retail Storefront Location or swipe cards in person.
Have an average ticket size of less than $500
Use a chip card credit card machine or POS System
Have a charge back ratio below 1%
Your credit processor hosts your payment page
You operate a business within a low risk industry
(i.e. online apparel or home goods)
You operate your business from a low risk country
(i.e. US, AU, Western USA)
Learn More About a Retail Merchant Account Texas
Click on the + to learn more about our low risk merchant account services.
High Risk offers A lot of different merchant account solutions to low risk merchants worldwide. Below are just a few of the features and rewards your business will receive when credit card processing credit cards with us.
Along with low risk merchant account, High Risk offers a safe and secure payment gateway. The interface is easy to use, which makes managing transactions easy. Even if we set you up with multiple merchant accounts, you can manage all of your MIDs right from our payment gateway.
Based on your credit card credit card processing needs, we are able to process the following credit card types: Visa, MasterCard, American Express, China UnionPay, Diners Club, JCB International, Discover, and Maestro.
With an international merchant account, low risk merchants can accept credit cards online in more than 160 currencies, including US Dollars, Australian Dollars, and Hong Kong Dollars, Euros, Great Britain Pounds, Canadian Dollars.
High Risk serves many businesses in USA where 3D Secure credit card merchant account processing is a common request, which is why we partner with acquiring banks that allow us to supply you this solution. 3D secure credit card merchant account processing adds an extra layer of fraud prevention and shifts the responsibility from merchant to credit card issuing bank.
If you need to register your company offshore, High Risk can help. We have a wide range of offshore incorporation partners from many countries worldwide. By allowing us to facilitate your offshore registration, our merchant account specialists will do the work for you while you continue accepting credit cards without interruptions.
One of the most critical services any business can furnish is its customer service. At High Risk, you will speak with a real merchant account expert every time you call, and you will never have to deal with automated messages. Whether you have a question about your low risk merchant account, preventing and disputing chargebacks, or your payment gateway credit card processing, our customer service department will always answer your questions fully, and with a smile!
Apply for a Retail Merchant Account Texas Today!
To apply for a low risk merchant account, contact us online today or call us toll-free at . One of our friendly experienced merchant account specialists will be here tohelp assist you every step of the way.
See All Merchant Accounts
High Risk” Merchant Account for Your Business Needs
International merchants
Multi-Currency Account
Fast Credit Card Processing
No Credit Card Processing History
Bad Credit History
First Time Account
No Volume Caps
Virtual Terminal Access
Easy Interface
As an online merchant, your business DEPENDS upon the aptitude to accept and process credit cards online. If your online business is in a so called “high risk” category, domestic banks may refuse your request for an e-commerce or telephone order/mail order (MOTO) merchant account because of the nature of your business.
At Patriot Bankcard, we call shenanigans. Does your business need a credit card merchant account processing solution with fewer trading constraint; or, have changes in your business caused your acquiring bank to close your existing merchant account?
If you answered yes to either of these questions, Patriot Bankcard has the solution for your business to become profitable and competitive through processing your credit card transactions with us.
High Approval Ratings for “High Risk” Businesses
Patriot Bankcard believes that all legal and legitimate businesses deserve a fair shot to grow your business by accepting credit card payments online, even those working within the card-not-present (CNP) environment.
Patriot Bankcard’s trusted network of offshore and international acquiring banks allow us to provide high risk merchant account solutions to a wide range of e-commerce or telephone order/mail order and online industries.
Features of a High Risk Merchant Account From Patriot Bankcard
Merchants processing credit cards with Patriot Bankcard benefit from the following:
• Credit card payment merchant account processing for all major cards, including Visa and MasterCard.
• Fraud prevention with 3D Secure credit card processing.
• PCI-compliant payment gateway
• Compatibility with nearly all major shopping carts.
• Credit Card Processing in more than 160 currencies with settlement in 18 major currencies.
• Live customer and technical support services.
• Safe, secure and reliable credit card processing
Multiple Merchant Accounts by Patriot Bankcard
As a “high risk” merchant, applying for multiple merchant account may decrease your risk profile by distributing sales volume across multiple accounts. Also, as Patriot Bankcard furnishs 3D secure Credit Card Processing, your risk profile may be FURTHER diminished.
It's most critical, if your business has multiple merchant accounts, you can rest comfortably knowing there are back up accounts in case one of your banks changes its service guidelines and drops your account.
Contact Patriot Bankcard today and speak to an account executive today to learn more about opening multiple merchant accounts to grow your business and become more profitable.
How Does It Work?
Contact Patriot Bankcard
You’ll talk withfriendly experienced Merchant CC Service account expert who knows the ins and out of online credit card processing and can get your business well on the way to better profitability.
Get Matched Through Patriot Bankcard
Our trusted network of acquiring banks authorizes us to find a solution for a wide range of e-commerce or telephone order/mail order businesses and can provision your business with the payment credit card processing power it needs to expand.
Start Credit Card Processing Through Patriot Bankcard
Once your business is approved by an acquiring bank, Patriot Bankcard can have your website up and processing credit card payments in as little as 2-3 business days and we offer daily or weekly payouts for our clients to make sure you have the capital to keep growing.
The Right Choice
If your business is a high risk internet merchant, finding the best merchant account can mean the difference between success and failure.
Patriot Bankcard is an excellent solution to meet your needs:
• Patriot Bankcard does not require large upfront deposits.
• Patriot Bankcard does not charge excessive setup fees.
• Patriot Bankcard does not restrict the merchant’s processing sales turnover.
• Patriot Bankcard does not charge double-digit discount rates.
Contact Patriot Bankcard TODAY:
Card Not Present Merchant Account
card not present Merchant Account
Card Not Present High Risk Merchant Account
When you own your own online business, that means you must be able to accept and process debit and credit card payments through an e-commerce gateway. With a merchant account from Patriot Bankcard, your business will be able to accept payments from customers worldwide; safely, securely and quickly. Having a card not present merchant account through Patriot Bankcard willhelp assist your business grow and become more profitable.
What is card not present merchant account?
A CNP, or card not present account, is a special type of bank account that lets merchants accept online credit card payments. This type of bank is called an acquiring bank, and they just focus in merchant accounts that accept payments online, over the phone or by mail.
When a cardholder submits their payment via ACH check, debit card or credit card, as payment for a purchase through your online store, the credit issuing bank either Denies or approves their transaction. If denied, a message a shows upon the payment page to alert you. If the transaction is approved, the funds are then transferred to your business checking account based on your payout schedule.
Challenges of getting a card not present merchant account for your online business
When operating an e-commerce or telephone order/mail order business, there are countless stumbling blocks one may encounter including acquiring a credit card merchant account processing merchant account. Without a card not present merchant account, your business has very limited options for accepting credit cards online, by mail or over the phone. The main complication is that acquiring banks, those that process credit card transactions, consider your online business to be a higher risk when your customer is not present to sign their receipt in person.
Patriot Bankcard’s credit card processor solution in Texas
Patriot Bankcard’s based network of offshore acquiring banks has liberal underwriting policies that benefit those businesses that may be in the high risk category. This approves us to approve high risk card-not-present merchant account andhelp assist you grow your business. With our solid banking infrastructure, we can take even more credit card processing risks and thereforehelp assist you to accept even more transactions. For card-not-present merchants with limited or no credit card processing history, Patriot Bankcard also offers third-party credit card processing options.
Patriot Bankcard’s High Risk Merchant Accounts Offer:
• Offshore account
• Adult merchant account
• Online pharmacy merchant account
• Penny auction merchant account
• Forex merchant account
• Mail order & telephone order (MOTO) merchant account
• Payday loan merchant account
• MLM merchant account
Patriot Bankcard’s professional account executives make applying for a card not present merchant account simple, safe and affordable. What are you waiting for? Call us today! Patriot Bankcard today at to speak to one of them now.
At the Merchant CC Service we wish to grow your business by helping you in finding the right acquiring bank solutions that are right for your business.
MOTO Merchant Account
Accept Credit Card Transactions through a Safe, Secure Virtual Terminal
Fast Approval Process
Create Multiple Users
Timely, Reliable Payouts
Affordable Service Fees
PCI Compliant Gateway
Multi-Currency Accounts
When looking for a card not present merchant account, you must decide if a MOTO merchant account is right for your business telephone order or mail order business. Patriot Bankcard offers MOTO merchant account solutions that allow your business to accept credit cards by manually entering them into our payment gateway by means of Patriot Bankcard’s virtual terminal. For qualifying merchants, Patriot Bankcard can provision MOTO merchants with access to its virtual terminal at no additional cost.
Contact High Risk
You will talk with a friendly professional merchant account expert who knows the ins and out of online credit card processing for the MOTO merchant account.
Get Matched
Our trusted network of acquiring banks allows us to find a solution for a wide range of e-commerce or telephone order/mail order businesses and will match you with a bank that can offer the best possible MOTO merchant account solutions for your MOTO business.
Start Credit Card Processing
Once approved by one of Patriot Bankcard’s acquiring banks, our account executives can have your MOTO website up and credit card processing in 2-3 business days via a MOTO merchant account.
Learn More About Retail Merchant Account Texas
Click on the + to learn more about our low risk merchant account services.
Patriot Bankcard provisions a variety of MOTO payment credit card processing options to businesses in a wide range of industries and specializes in obtaining you a MOTO merchant account to:
-As Seen On TV Companies
-Mail Order Catalog Companies
-Telemarketing Sales Floors
-and More!
With Patriot Bankcard’s MOTO merchant account, your telemarketingor online business can accept Visa, MasterCard, and Maestro card transactions as well as ACH and debit card purchases.
Your business will also be able to accept virtual terminal transactions in multiple currencies with a MOTO international merchant account.
Call us today: .
With the increase of online fraud and cyberattacks, one of our first concern is maintaining our PCI compliant payment gateway that enables our MOTO merchants to process safe, secure virtual terminal transactions. Our in-house team of developers built the High Risk payment gateway to protect your business as well as your customers’ credit card information from fraud and theft.
Along with our virtual terminal, additional features of the High Risk payment gateway include a statistics page that allows you to search historical orders as well as a transaction page that enables you to pre-authorize, cancel, and monitor current transactions.
The awesome thing about our gateway is that you never need to download software or purchase credit card processing equipment. The High Risk payment gateway is is all online, which means you can access it from any Web browser with an Internet connection.
Our MOTO merchant account come complete with access to our virtual terminal that enables your employees to manually enter credit card information for online credit card processing.
Our MOTO merchant account permits users who operate call centers to create multiple virtual terminal users with payment gateway access.
What are you waiting for? Contact us today!
